We are a leading provider of impartial mortgage advice in London and the South East, specialising in all types of mortgages. We are experts in large residential mortgages, buy to let mortgages, development finance, bridging finance and commercial mortgages. In addition to high street lenders, we have comprehensive links with private banks, boutique lenders and offshore banks. Working with these financial institutions, we are dedicated to finding our clients the best possible mortgage interest rates available and a product that is best suited to their needs.

Contact Us

To discuss your mortgage requirements with one of our fully qualified professional advisers, please call us now

0203 432 1423

Summit Capital Mortgages LLP
Warnford Court, 29 Throgmorton Street
London, EC2N 2AT

Or click here for more contact options.

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Self Employed Mortgages

Since the recent turmoil in the mortgage market, self employed individuals have found it increasingly difficult to find finance.

Self-cert mortgages no longer exist and the banks that do still offer lending to the self employed have tightened their criteria, which means many individuals are being turned away.

Lenders are increasingly looking at what income individuals take out of their business in the form of dividends and salary rather than at what the net profits are. What this means is that those business owners that choose to be prudent and only spend what they need are now being penalised by banks.

Summit Capital Mortgages has many years of experience in helping the self employed find funding for their purchases or remortgages. We look to understand the business of each individual and how they have chosen to be remunerated to ensure that we approach the best lender for their situation. We have built up an enviable list of contacts, not just the high street lenders still open to this kind of business, but also private and offshore banks that have more experience in dealing with the self employed.

Once the mortgage application has been submitted to the lender, we manage the process through to offer and liaise with your solicitor, so as to minimise any delays in your purchase or remortgage.

To learn more about these products, simply call one of our consultants on 0203 432 1423 or click here for more contact options.