Contact Us
To discuss your mortgage requirements with one of our fully qualified professional advisers, please call us now
0203 432 1423
Summit Capital Mortgages LLP
Warnford Court, 29 Throgmorton Street
London, EC2N 2AT
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Buy to Let Mortgages
With rents at an all time high and the number of BTL mortgages available increasing every day, it could be a good time to invest in the property market. We have considerable experience dealing with a range of investors, from individuals dipping their toes in the BTL market for the first time to landlords with a large portfolio of properties.
The main difference between a BTL mortgage and a residential mortgage is that the rent achieved by the property determines how much you can borrow, rather than your personal income.
For first time landlords, we are able to hold your hand through the whole process to ensure you are comfortable with your investment and fully understand how the BTL mortgage works.
For the experienced landlord, we are able to evaluate your portfolio to ensure it is constructed as cost-effectively and efficiently as possible.
On occasions, we have access to exclusive BTL deals not available through other independent brokers and we have relationships with those commercial lenders that still want to work with professional investors.
Once the mortgage application has been submitted to the lender, we manage the process through to offer and liaise with your solicitor, so as to minimise any delays in your purchase or remortgage.